1. Introduction

Thank you for visiting  insurancetipsandrates.com’s official website. This Privacy Policy is written to better explain how we collect and use your information. This Privacy Policy is a binding contract and you must agree to it to the same extent as our Terms of Service in order to use our services.

2. Personal Information We Collect

In order for you to register with us, you must, at the minimum, provide us your name, e-mail address, mailing address, date of birth, telephone number. You agree that we may sell, transfer, and exchange your information to help complete your policy quote without further notice than that which is contained within this Privacy Policy.

3. Non-Personal Information We Collect

We may collect information about you that is not personal information. When you access our website, we may collect such things as your IP address, browser, operating system, referring URL, and other general information about our visitors. This information, on its own, cannot usually be used to identify you and is only used for statistical information.

4. Use of Information

We may use your information:

  • To enhance or improve user experience, the website, or service.
  • To process transactions.
  • To sell, transfer, and exchange with a third party with your consent
  • To send e-mails about  insurancetipsandrates.com
  • To send you special information and promotions related to insurance, if you opt in.
  • You can opt out at any time from any of our communications.

5. Cookies

We use cookies to save your preferences, keep track of advertisements, and remember your shopping cart items. For these reasons we require that you keep cookies enabled when using our website in order to fully use our service.

Additionally, some of our cookies may be accessible by third parties.

6. Third Party Websites

We may link to third party websites from our own website. We have no control over, and are not responsible for, these third party websites or their use of your personal information. We recommend that you review their privacy policies and other agreements governing your use of their website.

7. Third Party Access to Your Information

We protect your information from being accessed by third parties except third parties you give us permission to share your information with to give you a quote or offer other services. However, since we may employ outside maintenance personnel or use a third party to host our material, there are third party entities which may have custody or access to your information. Because of this, it is necessary that you permit us to give access to your information to third parties to the same extent that you authorize us to do so.

8. Law Enforcement

We may disclose your information to a third party where we believe, in good faith, that it is desirable to do so for the purposes of a civil action, criminal investigation, or other legal matter. In the event that we receive a subpoena affecting your privacy, we may elect to notify you to give you an opportunity to file a motion to quash the subpoena, or we may attempt to quash it ourselves, but we are not obligated to do either.

9. Security of Information

It is in our interest that we take measures on our end to secure our website against third party attacks and other information breaches. However, we make no representations as to the security or privacy of your information. It is in our interest to keep our website secure, but we recommend that you use anti-virus software, firewalls, and other precautions to protect yourself from security threats.

10. California Online Privacy Protection Act

We are fully complying with California’s privacy laws. If you have any questions about your rights under this Privacy Policy, please contact us for more information. You can find a link to our privacy policy located on the home page. www.insurancetipsandrates.com

11. Children’s Online Privacy Protection Act Compliance

This site is designed to give you access to current auto insurance rates. As such minors under 16 years old are not permitted to use our site or fill out our quote forms. Any information submitted or collected by persons under the age of 16 will be deleted immediately.

12. Amendments

We may amend this Privacy Policy from time to time, and the amended version will be posted on our website in place of the old version. We will also include the date that the currently displayed Privacy Policy took effect to help you determine whether there have been any changes since you last used our website. Like our Terms of Service, you must visit this page each time you come to our website and read and agree to it if the date it was last modified is more recent than the last time you agreed to the Privacy Policy. If you do not agree to the new Privacy Policy, you must immediately cease using our service.

13. Contact

Any inquiries about your rights under this Privacy Policy, or any other matters regarding your privacy, can be directed to either or both of the following:

Palumar Publishing

1550 Madruga Avenue

Suite#301

Coral Gables, Fl 33146

305-498-1208

palumar@gmail.com

This privacy policy is dated May 31, 2015.